Skip to Main Content

COLORADO - FAMLI NEWSLETTER — FEBRUARY 27, 2023

 

View as a webpage  /  Share

 

Colorado Department of Labor and Employment FAMLI Division Banner

FAMLI Newsletter — February 27, 2023

Colorado Department of Labor and Employment - FAMLI Division sent this bulletin at 02/27/2023 03:33 PM MST

 
FAMLI Logo White Type 300 px wide

FAMLI Newsletter

February 27, 2023


Individual working on a computer

Colorado Department of Labor and Employment’s FAMLI Newsletter

Welcome to the Colorado Department of Labor and Employment (CDLE)'s newsletter for Colorado’s new paid Family and Medical Leave Insurance (FAMLI) program. You’re receiving this newsletter because it includes important FAMLI updates that will impact your business in some way. Remember you can also get these updates sent directly to your mobile phone, just add your mobile number to your subscription preferences, and select SMS/text message.

The Small Business Guide to FAMLI
 

NEW Resource! Read the Small Business Guide to FAMLI

Whether you are a small startup, an S-Corp or C-Corp the new Small Business Guide to FAMLI breaks down exactly what you need to know to remain in compliance with the new voter-approved law. The biggest takeaway: your business structure doesn’t matter! What matters is whether or not your business has any qualifying employees. The guide explains the different obligations for businesses with 9 or fewer employers versus those with 10 or more. Check it out today and make sure your small business is set up for success!

FAMLI February Webinar Thumbnail Image

February’s Live Webinar

Every month we answer as many live questions as we can through our webinars and open forums. This month we reviewed a few new functions now available in My FAMLI+ Employer and answered more than 100 questions. In case you’ve missed it, you can watch it here. The slide deck and an archive of all of our past webinars are published on our webinars page.


Upcoming Events 

If we didn’t get to your question in last week’s webinar, there are more opportunities coming up! This month we have introduced Facebook Live sessions in which we’ll answer frequently asked questions we’ve received throughout the week and answer questions from our live audience. Be sure to follow us on Facebook to get an alert any time we go live. We also invite you to participate in our new statewide virtual town hall series. These virtual town halls can accommodate large audiences at a time, so we’ll try to answer as many questions as we can each session, which will be hosted in both English and Spanish. Mark your calendars for the dates below and RSVP to get reminders before each session. 

RSVP for a Virtual Town Hall

It's almost time to prepare your wage reports!

The first deadline to submit your wage reports and pay your Q1 2023 premiums is April 30, 2023. Any business with at least one qualified employee is required to submit their wage data to the division once a quarter. This will determine the employer’s total premium payment for the quarter. This can be done using our online employer services portal, My FAMLI+ Employer or by using API technology. Please refer to our Wage Reporting API Specifications for API instructions. Within My FAMLI+ Employer, employers have options to submit their wage data including:

These sample templates can be found on our resources page for TPAs in addition to the Employers page under the Submitting Your Wage Reports section. 

Please note: All Colorado employers are required to register with the Division before the first wage reports and premium payments are due on April 30, 2023. If your business hasn’t registered yet, you can get started with step-by-step user guides and how-to videos on our My FAMLI+ Employer page.

Updates to My FAMLI+ Employer!

We recently updated the My FAMLI+ Employer portal with new features. Users can now connect and manage their employer-TPA relationship, use the portal in Spanish and submit an application for approval of a self-insured private plan. 

All of our user guides have been updated with the latest functionality. We’ve also added a Private Plan Application User Guide, a Quick Reference Guide for Managing TPA-Employer Relationships, and a Quick Reference Guide for Reporting Wages. These documents include step-by-step instructions to successfully complete each task in My FAMLI+ Employer. Find them all on our My FAMLI+ Employer page

Review the User Guides Here

You Must Post The Required Program Notice!

The FAMLI Act requires that employers communicate with their staff about the new statewide program. By statute, employers must post the notice to inform workers about the FAMLI Program by January 1, 2023. The Required 2023 FAMLI Program Notice poster is available to download from the FAMLI Toolkit on our website and there are several languages to choose from. Once you download the file, print and hang the poster in a prominent, visible workplace location accessed by all employees. 

While the Program Notice is required, we understand that in today’s hybrid work environment, a poster may not be the best way to communicate with your employees. That’s why we’ve developed a paycheck stuffer, an optional break room poster that is more digestible and can be distributed digitally, and an employee handbook that can be added as a supplement to existing employee handbooks.

Get the Program Notice Here

Important Information for Nannies and Other Domestic Workers

FAMLI is going to help a lot of folks who haven’t historically had access to benefits like paid leave – like nannies and other domestic workers. Here are five things nannies and domestic workers (and those who employ them!) should know about FAMLI: 

  1. It doesn’t matter if you are the only employee in the household.
     
  2. Your employer will be responsible for deducting 0.45% of your wages and sending that to the FAMLI Division once a quarter.
     
  3. If you are an independent contractor or self-employed individual, your participation is optional! You don’t have to do anything if you don’t want to have access to the benefits. If you do want access to benefits once they become available in 2024, you’ll have to agree to pay 0.45% of your wages for three years.
     
  4. Employer-provided housing doesn’t count toward your wage.
     
  5. You can’t be fired for taking FAMLI leave.

Check out our blog post on this topic for more details. 

FAMLI Quote Excerpt

Share Your Story With Us!

We want to hear your personal stories. Please tell us how FAMLI could have or will help you. We’ll be sharing stories from both individuals and employers in our newsletter and across social media. This month we’re featuring a story from Morgan: 

I had a preterm delivery at 33 weeks and spent 18 days in the NICU. I received 12 weeks of FMLA, but it was unpaid and some of it was used intermittently to attend appointments while I was pregnant. My husband did not meet requirements to get paternity leave at his job, so he had to work while we navigated through the NICU life and still when we brought our baby home. My employment is not protected currently, as I have not been able to return to work due to the risks of sending my preemie to daycare during cold and flu season. Due to this, there is a lot of pressure on my husband financially. My family and I would have benefited from the extra coverage that would have secured my employment and provided pay compensation.

Share Your Story Here

People Are Asking

Q: I’m newly pregnant and my due date is in September. Can I still apply for FAMLI in 2024 if I use 12 weeks of FMLA in September, October and November of 2023?

A: Since FAMLI benefits aren’t available until 2024, you can use the 12 weeks of FMLA this year (if available to you through your employer) and still apply for FAMLI benefits in 2024 for another 12 weeks of leave. The FAMLI Act provides for bonding leave within the first year after the birth of a child, adoption or foster placement of a child.  If any of that first year falls in 2024, parents would be eligible to receive paid leave regardless of any benefits they may have received from their employer in 2023. 

Q: Does an Employee need to work 180 days consecutively to be eligible for job-protected leave?

A: FAMLI leave offers job protection once an employee has been at the employer they are taking leave from for more than 180 days (about six months). The 180 days do not need to be consecutive days.  As long as there isn't a gap of more than a year between days worked, they'll count toward the 180. 

Q: What is the difference between gross wages and subject wages?

A:  “Gross wages'' refer to the individual's total earnings or their salary or hourly wages, vacation pay, holiday pay, tips, commissions, severance pay etc. while “subject wages” are the individual's wages that are subject to the FAMLI program. The FAMLI definition of included and excluded wages mirrors the Unemployment definition of included and excluded wages. Please see the Types of Payments That Are Considered Wages section of our Employers page

Q: What happens if an employer pays premiums into the system for Q1 2023 but then secures an approved private plan? Will they be issued a refund?

A: If an employer pays premiums into the system for Q1 2023, they can apply for a refund after getting their private plan approved by the Division. The application for approval must be submitted by October 31, 2023, and the approved private plan must have an effective date of January 1, 2024 or earlier in order to receive a refund for 2023 premiums. 

While employers can apply to get their self-insured private plans approved now, private insurance carriers are currently working to get their offerings of FAMLI leave policies approved. We will be posting a list of approved carriers on our website once those policies become available. Employers will still have to submit their private plan application to the Division for approval after making a purchase from an approved carrier. Please review our Private Plan Employer Guide for more details.

Q: What is the penalty if an employer deducts retroactive premiums from an employee's paycheck?

A: Retroactively deducting premiums from an employee's paycheck is not permitted except in rare circumstances, for example; if the employee's previous paycheck didn't cover their portion of the premiums. If the employer unlawfully deducted wages from the employee retroactively, the employer could be liable for the amount unlawfully deducted as well as a penalty of at least $1,000.